Personal Loan

Different people need financial support for different things and at different points of time. With so many responsibilities, you will find the need for a Personal Loan, sooner or later whether to fulfill your dream or in case of any contingency / urgency. A Personal Loan is a perfect solution when it comes to buying a new electronic gadget for yourself or indulging yourself &by going for a holiday or in need of some urgent cash for wedding in the family. We can help you find the following types of Loans in this category:

  • Personal Loan
  • Travel Loan
  • Consumer Durable Financing
  • Medical Expenses
    At theloanwala.com, we make the best Personal Loan options from the most trusted Financial Institutions; accessible on a single platform so that you can compare them and choose the Best Deal suited for your need.

    Choose the Best Deal, Always!
    As our name suggests, at theloanwala.com we help you find the best Financer for your loan requirements. Our association with the finest, most trusted and reputed Financial Institutions ensure that you can make a thorough comparison and are completely satisfied with the offer before you choose the Best Deal.

    Get the Best deal with us, here’s how!
    • Use the Eligibility Calculator to learn your eligibility. It’s quick, simple and also provides you access to information about the Best Deals or the lowest interest rates.
    • Gain the advantage of comparing offers that have been specially customized for you and then apply for the most suited offer.
    • Once you have applied for the loan, the application will be sent to the Financial Institution of your choice, thus saving your time and resources involved in visiting a bank or NBFC or doing paper work.
    • theloanwala.com will also keep you updated about the loan status via your personalized account page, email, SMS or calls.
    • Apart from giving you Best Deals from loan providers, you also have the opportunity to win amazing prizes and coupons if you refer a friend or a relative to theloanwala.com.

    Tenure up to 8 years
    No security / collateral required
    Easy repayment through Equated Monthly Instalments (EMIs)

    Meeting personal expenses like holiday, buying a smartphone etc.
    Meeting personal / social expenses like expenses incurred during a wedding etc.
    To tide over an medical emergency / sudden loss
    Buying a gift for your loved ones

    Salaried Individuals
    Self-Employed Individuals engaged in the business
    Self-Employed Professionals like aCA, a doctor, an architect etc.
    Person above 21 years of age up to 65 years of age
    For salaries, age between 21 to 60 years
    For Self Employed, age between 21 to 65 years

    Loan amount range from Rs.50,000 up to Rs.50 Lacs
    For Salaried, Rs.50,000 to Rs.25 Lacs
    For Self-Employed, Rs.1 Lac to Rs.50 Lacs
    Depends on the salary drawn or monthly income, in case of self employed
    Minimum Income of Rs.20,000 and above per month

    At theloanwala.com, we care about how you manage your money and therefore, we request you to note the following points before you avail the loan, so that you can make the right choice.
    Check the Interest rates and other service charges like processing fee, prepayment charges, foreclosure charges as indicated by the providers
    Your CIBIL Credit Rating Score and credit history, a high CIBIL Credit Score with no default on payment can help you get approvals quickly and / or lower interest rates / charges

    Identity Proof
    Passport, Voter ID, Driving License, PAN Card, Photo attested by Banker, Adhar card

    Date of Birth
    Birth Certificate, Passport, secondary school Certificate, PAN Card

    Photograph
    One latest Passport size

    Residence Proof
    Electricity Bill, Title Deed, Municipal Tax Receipt, Share Certificate (with Flat No),Adhar card
    Registered Rent agreement (with utility bill), Land line bill,Post Paid Mobile Bill, Bank state., Passport, Driving License, Voter ID, company letter head(signed by HR or Admin)
    Land line bills (Optional as per policy), Relationship Proof ( if bill is of relation as specified)

    Income
    3 Latest salary slips, Bank Statement of last 6 months, Form 16

    Signature
    Signature verification from bank, Passport, Driving License, PAN Card

    Current Employment
    Appointment letter and company ID Card

    Total Employment
    Salary Slip with DOJ, Form 16 of current & previous cos , Previous company Appointment / relieving letter

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